Terms and Conditions of Service

Introduction to Our Terms of Service

These Terms and Conditions govern your use of the Trevalisphon website and our financial planning consultation services. By accessing our website or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. Your continued use of our website and services constitutes acceptance of any updates or modifications to these terms.

Important Definitions

For the purposes of these Terms and Conditions, the following definitions apply

• • "Services" refers to financial planning consultations and related guidance provided by Trevalisphon: Our consultation services include budget planning discussions, resource allocation guidance, and general financial planning advice
• • "User" refers to any individual accessing our website or using our services: This includes website visitors, consultation clients, and subscribers to our communications
• • "Consultation" refers to our professional guidance sessions regarding financial planning: These are educational discussions about personal finance management and planning strategies
• • "Website" refers to the Trevalisphon website and all associated pages and features: This includes all content, functionality, and services accessible through our web platform

Acceptable Use of Our Services

To ensure a positive experience for all users, please observe these usage guidelines

Permitted Uses

• • Accessing information about our financial planning consultation services
• • Scheduling and participating in legitimate consultation sessions
• • Using website features for their intended purposes in accordance with applicable laws

Prohibited Activities

• • Attempting to gain unauthorized access to our systems or other users' accounts
• • Using our services for any illegal activities or fraudulent purposes
• • Transmitting viruses, malware, or other harmful code through our website
• • Interfering with the proper functioning of our website or services

Your Responsibilities as a User

As a user of our services, you agree to the following responsibilities

• • Provide accurate and truthful information during consultations and when using our services
• • Maintain the confidentiality of any account credentials and notify us of unauthorized access
• • Use our services in compliance with all applicable laws and regulations
• • Respect the intellectual property rights of Trevalisphon and third parties
• • Communicate respectfully with our staff and other users of our services

Intellectual Property Rights

All content on our website, including text, graphics, logos, and software, is owned by Trevalisphon or our licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without permission.

You are granted a limited, non-exclusive license to access and use our website for personal use only. Commercial use of our content requires explicit written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms an integral part of these Terms and Conditions.

Please review our Privacy Policy to understand how we handle your personal data

Payment Terms and Conditions

The following terms apply to all paid services and consultations

• • Payment is required in advance for consultation services unless alternative arrangements have been agreed in writing
• • All prices are quoted in Malaysian Ringgit and include applicable taxes unless otherwise stated
• • We accept various payment methods as indicated during the booking process
• • Late payment may result in suspension of services until payment is received

Cancellation and Refund Policy

Consultation appointments may be cancelled or rescheduled with at least 24 hours notice. Cancellations with less notice may be subject to cancellation fees.

Refunds are considered on a case-by-case basis depending on the circumstances and timing of the request. Service fees are generally non-refundable once consultation services have been provided.

Limitation of Liability

To the fullest extent permitted by law, Trevalisphon's liability is limited as follows

We shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services or website, even if we have been advised of the possibility of such damages.

Our total liability for any claims related to our services shall not exceed the amount paid by you for the specific service giving rise to the claim.

User Indemnification

You agree to indemnify and hold Trevalisphon harmless from any claims, damages, or expenses arising from your use of our services, violation of these terms, or infringement of any rights of third parties.

Dispute Resolution

We are committed to resolving any disputes through fair and efficient means

Termination of Services

Either party may terminate the service relationship under the following circumstances

• • Material breach of these Terms and Conditions that remains uncured after written notice
• • Violation of applicable laws or regulations in connection with our services
• • Upon mutual agreement between the parties with appropriate notice

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of Malaysia. Any legal proceedings shall be subject to the exclusive jurisdiction of Malaysian courts, except where international arbitration provisions apply.

Severability Clause

If any provision of these Terms and Conditions is found to be unenforceable, the remaining provisions shall continue in full force and effect, and the unenforceable provision shall be modified to the minimum extent necessary to make it enforceable.

Complete Agreement

These Terms and Conditions, together with our Privacy Policy and any other referenced policies, constitute the entire agreement between you and Trevalisphon regarding the use of our services.

Modifications to Disclaimers

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on our website.

We will notify users of significant changes through website notices or email communications where appropriate.

Contact Us About Cookies

If you have questions about these Terms and Conditions, please contact us