Important Disclaimers and Legal Information

General Information Disclaimer

The information provided on this website is for general informational and educational purposes only. It should not be considered as professional financial advice, recommendations, or endorsements of any specific financial products or services. Individual financial situations vary greatly, and what may be suitable for one person may not be appropriate for another.

All financial planning discussions and consultations are provided as general guidance only. We strongly recommend consulting with qualified professionals before making any significant financial decisions. The content on this website does not constitute an offer to sell or a solicitation of an offer to buy any financial instruments.

Information Accuracy and Currency

While we strive to ensure that all information presented on this website is accurate, current, and complete, we cannot guarantee its absolute accuracy or completeness. Financial markets, regulations, and economic conditions change frequently, and information that was accurate at the time of publication may become outdated.

We regularly review and update our content, but we cannot guarantee that all information remains current at all times. Users should verify any information independently before relying on it for financial planning decisions.

Limitation of Liability

To the fullest extent permitted by Malaysian law, Trevalisphon and its affiliates, employees, and representatives shall not be liable for any damages arising from the use of this website or services, including but not limited to

• • Direct, indirect, incidental, or consequential damages resulting from financial planning decisions
• • Loss of profits, revenue, or business opportunities related to financial planning activities
• • Errors, omissions, or inaccuracies in the information provided on this website
• • Technical issues, system failures, or interruptions in service availability
• • Third-party actions or decisions based on information from this website

Professional Financial Advice Disclaimer

The consultations and discussions provided through Trevalisphon are not intended to replace professional financial advice from licensed financial advisors, accountants, or other qualified professionals. Our services focus on general financial planning guidance and educational discussions about personal finance management.

For specific financial planning decisions, tax advice, or regulatory compliance matters, we strongly recommend consulting with appropriate licensed professionals in your jurisdiction.

Third-Party Links and Resources

This website may contain links to third-party websites, resources, or services that are not owned or controlled by Trevalisphon. We provide these links for convenience and informational purposes only.

We do not endorse, guarantee, or assume responsibility for the content, accuracy, or practices of any third-party websites or services. Your use of third-party websites is subject to their respective terms and privacy policies.

Warranty Disclaimers

Trevalisphon provides this website and all related services on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to

• • Warranties of merchantability, fitness for a particular purpose, or non-infringement
• • Warranties regarding the accuracy, reliability, or completeness of information provided
• • Warranties concerning uninterrupted or error-free operation of the website or services
• • Warranties about the security or privacy of data transmission over the internet

Financial Planning Disclaimer

Financial planning consultations provided by Trevalisphon are educational in nature and focus on general principles of personal finance management, budgeting, and resource allocation. These discussions are not personalized financial advice and should not be considered as recommendations to purchase specific financial products.

All financial decisions carry inherent risks, and individual results may vary significantly based on personal circumstances, market conditions, and economic factors beyond our control

We do not provide investment advice, tax planning services, or specific product recommendations. Our role is limited to general financial planning discussions and educational guidance

Individual Results Disclaimer

Individual results may vary

The effectiveness of financial planning strategies depends on numerous individual factors including personal financial situation, commitment to implementation, market conditions, and external economic factors. We cannot guarantee specific outcomes or results from our consultation services.

User Indemnification

By using this website and our services, you agree to indemnify and hold harmless Trevalisphon, its employees, and affiliates from any claims, damages, losses, or expenses arising from your use of our services, your violation of these terms, or your financial planning decisions based on information from this website.

Governing Law and Jurisdiction

These disclaimers and your use of this website are governed by the laws of Malaysia. Any disputes arising from the use of this website or services shall be subject to the exclusive jurisdiction of Malaysian courts.

Severability Clause

If any provision of this disclaimer is found to be unenforceable or invalid by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

Modifications to Disclaimers

Trevalisphon reserves the right to modify, update, or revise these disclaimers at any time without prior notice. Changes will be effective immediately upon posting on this website.

We encourage users to review these disclaimers periodically to stay informed of any changes. Continued use of our website and services after modifications constitutes acceptance of the updated terms.

Contact Information

If you have questions about these disclaimers or need clarification on any of the terms mentioned above, please contact us using the information below